Travel prepared, travel in peace!

Traveling is a worthwhile adventure; we get to see new sites, new people, and foods and expose ourselves to new cultures. It’s just one of the many adventures in life that never gets old, so you’d understand that with how this past year has gone, everyone has been itching to see the world again.
 
With travel restrictions are being lifted, people are getting their chance to fly or drive again! This sudden boom that airlines have been seeing shows how much people are trying to get some sweet revenge travel! However, we cannot afford to get careless, yes, some travel restrictions have been lifted, but that doesn’t mean that the risks involved in traveling haven’t disappeared. This is where travel insurance will be your best support.
 
No one ever likes to think about getting sick, injured, or robbed while on vacation, but it can happen and does happen on occasion. As the old saying goes, “hope for the best, prepare for the worst,” and the worst is always present whether you realize it or not, so best to be prepared.
 
Below you’ll find some tips and scenarios in which travel insurance can save you a fortune.

• Think about this; you manage to complete your flight from Miami to Guatemala safely, everyone claps for the pilot’s good performance (as you do). You make it to baggage claim only to find out that your luggage didn’t arrive with you. Now you’re stuck, and instead of retiring to your comfortable hotel, you have to rush out and buy replacements for everything you just lost, throwing your travel budget out of wack! Doesn’t that sound frustrating? So It would be in your best interest to make sure that your policy includes coverage for (lost, stolen, or damaged luggage) with the reimbursement limits clearly stated. Suppose you usually carry costly items like electronics. In that case, it is best to include the added coverage for high-ticket items and remember to back up your essential files.

 

• As an added note, keep digital and physical copies of all important documents like your passport, driver’s license, birth certificate, health insurance card, serial numbers, and important phone numbers in the case of an emergency. Back up your files & photos on the cloud and an external SSD (Solid State Drive); they are more reliable than a hard drive.

 

• Just as how trip cancellation can cover you if you were to cancel your travel plans before boarding the plane, trip interruption insurance can save your budget. If for any reason, you need to make an unplanned return home while you are already on your trip, you will be reimbursed for expenses like last-minute flight schedule changes and such.

 

• Now we get to the part that some travelers don’t realize; your regular health insurance benefits don’t follow you when you travel abroad. Their coverage ends at the borders of the country. Here is where Travel Medical Insurance could very well save your life as its benefits do travel with you. As an add-on, you can include “accidental death and dismemberment” into most policies if you were to suffer an accident while on your trip.

 
Be patient and plan ahead
Remember, traveling is one of the best experiences ever, so it literally pays to have things in order just in case anything were to happen. There are still risks, and we can’t plan for every little detail, but we can mitigate the big ones. So be sure to check the latest updates from the CDC, and if you can, take some extra time to clear up your credit report, so you can get a rewards travel card if you don’t already have one. And make sure that you and your loved ones are ready to enjoy your trip!